Health Insurance

Familiarize yourself with health insurance options such as Medicaid and Medicare to assist in covering medical expenses.

Expand your understanding of health insurance, including Medicaid and Medicare, to alleviate the financial strain of medical bills.

Obtaining Health Coverage
Explore topics such as the Affordable Care Act (ACA), COBRA, long-term care options, and healthcare tailored for individuals with disabilities. Discover valuable information on locating and enrolling in health insurance plans.

Health Insurance Legislation
Visit HealthCare.gov for comprehensive information on the Affordable Care Act and the application process through the Health Insurance Marketplace.

Consider applying for coverage through the Health Insurance Marketplace during the special enrollment period, which was available from February 15 to May 15, 2021, in response to the COVID-19 pandemic.

Health Insurance Plans
Your health insurance plan plays a crucial role in covering medical treatments and prescription medications. It entails a mutual agreement between you and your insurer to contribute a specific amount or percentage towards your medical expenses.

Accessing Health Resources and Insurance for Individuals with Disabilities Explore information on disability-related resources and health insurance options.

For individuals with disabilities, three government-sponsored health coverage options are available.

Medicaid offers free or affordable medical care for eligible individuals. Discover eligibility criteria and application procedures. Medicare covers medical expenses for individuals under 65 with specific disabilities and individuals of any age facing end-stage renal disease. Learn about coverage, eligibility, and application processes. The Affordable Care Act Marketplace extends health insurance options for those with disabilities not eligible for disability benefits. Explore enrollment procedures and how to maximize coverage.

Health Resources for Individuals With Disabilities
Government agencies at the federal, state, and local levels provide assistance for healthcare needs among individuals with disabilities.

Explore the Disability and Health section on CDC.gov for articles, programs, and healthy living guidance.

The Social Security Administration offers information on benefits for those with impairments.

Contact your municipal or county administration to discover local medical and health services for individuals with disabilities, or connect with your state's social welfare organization.

Long-Term Care
Long-term care encompasses various medical and non-medical services for individuals with disabilities or chronic illnesses.

Recognize that Medicare and many health insurance policies have limitations on long-term care coverage. If you seek comprehensive coverage, consider a separate long-term care insurance policy. Evaluate available long-term care insurance plans with these key considerations.